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  • The Blurring of the Line Between Group and Individual Insurance
    stresses a balance and a spreading of risk. A primary group insurance consideration is that the individual ... of one percent of premium on large cases, The primary market for group insurance has been an employer ...

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    • Authors: Gerald A Levy, Alan W Sibigtroth, David Vanderscoff, Dennis J Whimpey
    • Date: May 1981
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Public Policy
  • Unisex And Risk Classification
    everybody thought that somebody else was taking care of it and no attention was really being paid. It ... started collecting funds to develop a direct mail campaign so that direct mail would come in to the Senators ...

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    • Authors: Harvey S Galloway, Barbara Lautzenheiser, Kim W Ledbetter, John O Montgomery, William David Smith, Ronald E Timpe
    • Date: Oct 1983
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Pricing - Annuities; Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Public Policy
  • Individual Life Product Development
    stapled the two contracts together - a rather more direct approach. INDIVIDUAL LIFE PRODUCT DEVELOPMENT ... 2. Special Considerations i. CRVH Reserves - A direct application of the Standard Valuation Law yields ...

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    • Authors: David R Carpenter, Douglas G Draeseke, David M Mordorski, Steven A Smith
    • Date: Jun 1978
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Public Policy
  • Universal Life
    Great Southern Life, here in Houston, have made primary comitments to universal life insurance. These ... a universal life product. This decision was the direct result of continuing inflation, growing consumerism ...

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    • Authors: Robert L Collett, Gary P Monnin, James N Parrish
    • Date: Apr 1982
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life; Public Policy
  • The Federal Trade Commission FTC Report
    Mike Lynch, Chief Economist of the FI_ and a primary achitect of the report. The Congressional Record ... basic problem lies in the faulty premise that the primary cc_petitive factor to be considered is the "rate ...

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    • Authors: Thomas F Eason, Louis Garfin, Walter N Miller, Richard Minck
    • Date: Jun 1980
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Public Policy
  • The Next Generation Universal Life
    continue to be the primary distributors for UL insurance. Banks, through direct relationships and through ... 1000, so that is the marketplace to which I will direct my comments. We will discuss trends in sales, ...

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    • Authors: Daniel Byrne, Deanne L Nezas, Ken McCullum, Daniel Towriss
    • Date: May 1999
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life; Public Policy
  • Future Trends and Current Developments in Individual Life Products
    income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...

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    • Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
    • Date: Oct 1979
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
  • What's New with Term Insurance
    been involved with term products from both the direct writing and reinsurance sides for the last eight ... These differences are important to insurers writing direct business in New York and to companies that accept ...

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    • Authors: Wilbur M Bolton, Thomas A Phillips, Katherine Anderson, Mary J Bahna-Nolan
    • Date: May 1994
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Public Policy
  • Mortality: X-amining the X-Factor
    advantage that the calculations are simple and direct. The 95% significance level of the amount of claims ... products. This obviously provides "A to Z" for the direct writing company; you’ll get assistance in administration ...

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    • Authors: Jay Biehl, Larry M Gorski, Henry Ramsey, Tracy A Choka
    • Date: Oct 2000
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Public Policy
  • Repricing the In-Force Book of Business
    Repricing the In-Force Book of Business 1992 SOA Annual Meeting, Washington, D.C. This session ... the primary goal of dividend determination in many companies, and that it is properly the primary constraint ...

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    • Authors: Albert Easton, Selig Ehrlich, Donna Claire
    • Date: Oct 1992
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance; Public Policy